How Much Does a Dental Crown Cost Without Insurance?

A dental crown without insurance costs $800–$3,000 per tooth, depending on the material and your location. Most patients pay around $1,100 for a porcelain crown. Metal crowns start at $600, while zirconia crowns can cost up to $3,000. Several payment options can help if the cost feels too high.
Crown Type Comparison Chart

What Does Each Crown Type Cost?

The biggest factor in crown cost is the material. Here's what each type costs and when a dentist might recommend it.

Porcelain Crowns ($800–$1,500)

Porcelain crowns are the most popular choice for front teeth because they look natural. They match the color of your real teeth and are strong enough for normal chewing. Most dentists recommend porcelain for any tooth that shows when you smile.

Metal and Gold Crowns ($600–$1,300)

Metal crowns last the longest — often 20+ years. They're the best choice for back teeth that take heavy chewing force. The trade-off is appearance. They look like metal, so most people only use them where others can't see them.

Zirconia Crowns ($1,000–$3,000)

Zirconia is the strongest ceramic option. It combines the look of porcelain with the durability of metal. According to the American Dental Association, zirconia crowns are growing in popularity because they resist chipping better than traditional porcelain.

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Why Are Dental Crowns So Expensive?

The cost of a dental crown covers more than just the crown itself. You're paying for:

$1,100
Average cost of a porcelain dental crown without insurance in the U.S. (2026)

How to Save Money on a Dental Crown

If you don't have insurance, there are several ways to bring the cost down:

💡 Quick Tip

Call your dentist's office and ask: "What is your cash price for a porcelain crown?" Many offices give a 5–15% discount for paying in full without insurance billing.

How Do You Know If You Need a Crown?

Your dentist might recommend a crown if you have:

If your dentist says you need a crown, ask them to explain why. A good dentist will show you X-rays and walk you through your options, including alternatives if a crown isn't strictly necessary.

Frequently Asked Questions

How much does a dental crown cost without insurance? +
A dental crown without insurance typically costs $800 to $3,000 per tooth. Most patients pay around $1,100 for a standard porcelain crown. Metal crowns are cheaper at $600–$1,300, while zirconia crowns cost $1,000–$3,000.
Can I get a dental crown on a payment plan? +
Yes. Many dental offices offer payment plans through CareCredit or in-house financing. Some plans offer 0% interest for 6–12 months. Ask your dentist before scheduling the procedure.
How long does a dental crown last? +
A dental crown lasts 10–15 years on average. Zirconia and gold crowns can last 20+ years with proper care. Avoid chewing ice, hard candy, or using your teeth to open packages.
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